Step 1: Authentication
Most publishers should not build a direct API integration. numo's hosted White Label UI delivers the full offers experience with minimal engineering, and numo can ingest your card program, card account, and transaction data over a managed SFTP / batch feed — no API development on your side.
Step 2: Registering Programs
Once you have created your authentication token, the next step is to register your card programs with numo. A card program refers to a collection of cards or card accounts that are eligible for the reward program.
Step 3: Registering Card Accounts
Once you have registered your Card Programs, you'll need to register customer card accounts. A card account is a unique (tokenized) string that uniquely identifies a card account holder or card without sharing PII's.
Step 4: Fetching Offers
numo's White Label UI is the recommended way to present offers to cardholders — a hosted, customizable front-end you can embed with minimal work (contact numo to get set up). If you maintain a legacy direct integration, you can also fetch offers from the API and render them in your own code.
Step 5: Distributing Funds
numo needs your card transactions in order to match them with offers a customer is eligible for and submit the reward amount to the merchants for approval and funding.